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4812 N Sheridan Rd Suite B
Peoria, IL 61614

attention osf employees

get a complimentary 401(k) portfolio analysis!

(a $200 value)

Call or text 309-271-2833 to schedule a quick phone consultation or to set up an appointment.

Let the experts at Nest Egg examine your Investments to see if your personal approach and an extensive network of portfolio professionals can get you where you want to be.

Are You Maximizing Your 401(k) Benefits? Call Today!

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Investing in Your 401(k)

The most recognizable investing tool at your disposal is your 401(k). Since its creation, the 401(k) has helped generate, maintain, and grow wealth for millions. Your future relies in part on what you do with your 401(k) this year, next year, and all the years to come before your retirement.

Nest Egg Wealth Management provides you access to many professional portfolio managers in the country. We have visited many of these partners, evaluating their disciplines, measuring real portfolio performance relative to risk-adjusted returns, and have formed lasting relationships with them. These are people we know and trust. Access to these managers is available with a SDBA or Self-Directed Brokerage Account that you can use inside of your 401(k) plan at OSF St. Francis.

Why Our Partnership Make Sense

We want to help you pursue the life you want. When you partner with us, we focus on you and your goals to create intentional investment strategies. Then, we share with you how these strategies work, how to evaluate them, and what expectations we should have for them. We want our transparency to remove the mystery and complexity surrounding the investment world.

Self-Directed Brokerage Account (SBDA)

A retirement account in which you have complete control over how you invest your money. You may select investments outside of the core retirement offering while staying within the plan and receiving the associated tax benefits.

At Nest Egg, we can help you understand your plan and offer focused improvements to the strategies being offered. 

When you were looking through your 401(k) plan, you probably received a large, dense book containing several graphs, an unending list of various portfolios combined with information about fee structures. Companies like OSF St. Francis hire investment firms to provide a complete 401(k) plan. Modern plans today often incentivize employees to participate by potentially providing matching contributions to what you contribute.  Simultaneously, the plans are often difficult to understand, making it hard to discern which plan and strategy is in your best interest.

We can help you open a Self-Directed Brokerage Account (SDBA) through your 401(k) at OSF St. Francis, a process that may take as much as five minutes. Inside the SDBA, we can introduce strategies specifically tailored to your needs. Each of you have your own dream for retirement. Shouldn’t your plan reflect your goal? You should be selecting customized plans that intentionally incorporate your current situation and what you want to do when you retire. This won’t alter your paycheck, nor will it exclude you from matching contributions. The Self-Directed Brokerage Account offers you access, unique tools, and strategies designed with you in mind. As a concierge-style investment firm, we can offer advanced customized strategies while also helping you understand the where and the why your money is invested.

How It Works

Let’s make this easy. We will take care of the paperwork. We’ve done this before and know what needs to be filed and submitted to enhance your 401(k) experience. We will work with you to make this as worry-free of a process as possible.

01.

Tell Us Your Dreams

To get started simply meet with us. You know what you want to do in the future. You have hopes and dreams, wants and wishes, to strive to make it come alive. We want to know them. Tell us about the life you want. Don’t hold anything back. Only by knowing your vision can we start planning the steps to make it come alive. Set up your appointment today and we can start learning about you.

02.

Let’s Talk About Risk

After we understand why and for what you want to invest, we will start asking questions about your expectations for your investments. What we are trying to discern is your tolerance for risk. Many financial advisors will listen to your hopes and offer solutions to achieve them, but will sometimes forget to talk about the risks involved. We frame your risk-managed strategies to reflect your hopes and dreams.

03.

What Do We Have…

Many have already started using their 401(k) for retirement. If you have, let’s review your portfolio together. We believe that most portfolios can benefit from the improvements we can introduce. If you have not started your 401(k), that’s fine too. We’ll help you understand what to look for in a portfolio and increase your comfort and confidence with your investments inside your plan.

04.

We Love Paperwork so You Don’t have to…

After assessing your vision and where you currently are, we will share our recommendations on how best to plan for the life you want. When you choose to partner with us to manage your 401(k), we will start on your paperwork. We complete everything. If we need something, we will ask for it. By the end, all you will need to do is sign the paperwork. Everything else will be done for you. Think of us as the ‘easy button’ in financial services.

Improving Your Portfolio

At Nest Egg Wealth Management, we provide the allocation structure of your portfolio to increase your potential.

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Dynamic Asset Allocation

Changes in your life circumstances may require an adjustment to your objectives and/or risk tolerances. Improvements made are intended to maintain the balance between your goals, dreams and the asset allocation process.

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Strategic Asset Allocation

Historical data and Modern Portfolio Theory Statistics are analyzed to better understand how various combinations of assets have performed and are likely to perform over long periods of time. The goal is to achieve a given rate of return more predictably and with less volatility.

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Tactical Asset Allocation

Using periodic assumptions regarding the performance and characteristics of the assets and/or the economy, this approach attempts to improve portfolio performance by recognizing and making “mid-course” changes in a long-term strategy based on near-term expectations when it is considered appropriate.

Each of us knows that market conditions fluctuate. Active management of your retirement plan may require modifying your portfolio, increasing your contributions, changing what you are invested in, or adjusting your risk tolerance. Everything we do is an intentional effort to plan for your future and help you live the life you want.

There is no guarantee that a diversified portfolio will outperform a non-diversified portfolio in any given market environment. No investment strategy, such as asset allocation, can guarantee a profit or protect against loss in periods of declining values.

Our Partners

Charles Schwab will be the custodian of your account, offering an array of tools and mobile access to your account. To see how it works, you can click the link below.

Contact Us

Do you want to understand your 401(k) better? Are you looking for a partner to guide you toward some of the best options available? When can you give an hour of your time to talk about your future? Share your contact information with us and we’ll reach out to you. Or, you can schedule your appointment today by clicking our calendar tool below.